{"id":1750,"date":"2015-01-01T15:25:55","date_gmt":"2015-01-01T20:25:55","guid":{"rendered":"http:\/\/www.oacas.org\/?p=1750"},"modified":"2015-09-23T23:07:31","modified_gmt":"2015-09-24T03:07:31","slug":"registered-disability-savings-plan-2","status":"publish","type":"post","link":"https:\/\/www.oacas.org\/fr\/2015\/01\/registered-disability-savings-plan-2\/","title":{"rendered":"Registered Disability Savings Plan"},"content":{"rendered":"<p>Cet article est disponible seulement en anglais.<\/p>\n<p>Registered Disability Savings Plans (RDSPs) can provide a long-term savings option for eligible individuals living with disabilities in Canada. Savings grow in a tax deferred environment and the plans are eligible for Government of Canada grants and bonds.<\/p>\n<p>Individuals who are affected by a severe disability and are eligible for the Disability Tax Credit may qualify for an RDSP. Parents or guardians may open an\u00a0RDSP\u00a0for a child under the age of majority. Children&rsquo;s Aid Societies may act as account holders for Crown wards in their care &#8211; until their 18th birthday, the Crown ward is considered the Beneficiary of the plan. With written permission from the plan holder, anyone may contribute to the\u00a0RDSP.<\/p>\n<p>A Registered Disability Savings Plan is a valuable savings tool to consider when planning ahead for eligible disabled children and youth in care. A small annual contribution can result in up to $4500 per year in federal grants and bonds being paid into the plan. There is no limit to to annual contributions into the plan, but there is a lifetime contribution limit of $200,000.<\/p>\n<p>Learn more about RDSPs:<\/p>\n<ul>\n<li><a href=\"http:\/\/www.oacas.org\/wp-content\/uploads\/2015\/08\/registered_disability_savings_plans_cas_kids.pdf\" target=\"_blank\"><strong>Fact Sheet &#8211; Registered Disability Savings Plans for Crown Wards<\/strong><\/a>&#8211;<em>OACAS<\/em><\/li>\n<li><a href=\"http:\/\/www.esdc.gc.ca\/eng\/disability\/savings\/pdf\/rdsp.pdf\" target=\"_blank\"><strong>Fact Sheet &#8211; Registered Disability Savings Plan<\/strong><\/a>&#8211;\u00a0<em>Employment and Social Development Canada (ESDC)<\/em><\/li>\n<\/ul>\n<p><em>\u00a0<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[61],"tags":[],"class_list":["post-1750","post","type-post","status-publish","format-standard","hentry","category-gouvernement"],"_links":{"self":[{"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/posts\/1750","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/comments?post=1750"}],"version-history":[{"count":0,"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/posts\/1750\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/media?parent=1750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/categories?post=1750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oacas.org\/fr\/wp-json\/wp\/v2\/tags?post=1750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}